Wealth Planning

Water Oak Advisors offers to provide wealth planning for individual investors and families prior to implementing their investment portfolio. We believe this planning can be useful for developing an investment plan that is appropriate for each client’s unique situation. For that reason, there is no increased fee or separate charge for wealth planning at our firm. Wealth planning can mean different things to different people depending on their stage of life, level of assets and complexity of their estate. Examples of common planning topics are retirement cash flow analysis and estate planning. At a minimum, our wealth planning process will include a conversation regarding a client’s current financial situation, as well as their long term financial goals. During this discovery process, a CERTIFIED FINANCIAL PLANNER^TM Professional from Water Oak Advisors will guide you through a series of questions regarding saving, spending, time frame, required rate of return and tolerance for risk. For clients who desire a more comprehensive approach, we will also coordinate with their estate planner, tax professional and insurance agent. If someone does not already have a trusted professional in any of these areas of expertise, we can assist in finding them someone whose services meet both their situation’s level of complexity as well as their budget constraints.